Strengthen Your Home with Home Safety Solutions & My Safe Florida Home
Empowering Florida Homeowners Against Hurricanes
In 2022, the Florida Legislature reintroduced the My Safe Florida Home (MSFH) program, a groundbreaking initiative designed to assist homeowners in fortifying their homes against hurricanes and navigating the increasing challenges of property insurance. As a committed partner in this mission, Home Safety Solutions is at the forefront of guiding you through the MSFH program, ensuring enhanced protection for your home and reduced insurance costs.
How the My Safe Florida Home Program Works
Step 1: Free Home Wind Mitigation Inspection
Florida homeowners who own a single-family, owner-occupied residential property home, valued up to $700,000 in Florida are eligible to apply for a free home wind mitigation inspection. This service, provided by MSFH, offers a detailed evaluation of your home’s preparedness against hurricanes. The resulting report identifies your home’s current strengths and weaknesses when facing hurricanes, along with recommendations for enhancing its resilience.
Step 2: Plan for Home-Strengthening Improvements
Following the inspection, qualified homeowners can access up to $10,000 in matching grant funds for executing the recommended strengthening upgrades. These upgrades not only secure your home but also potentially qualify you for significant annual reductions in insurance premiums. Our experts will guide you through this process, ensuring that you have a clear understanding of the recommended enhancements and their benefits.
Step 3: Invest in Your Home’s Safety
Investing in your home’s safety through the MSFH program is more than just a wise decision for your home. For every $1 you spend on eligible strengthening improvements, the state matches with $2, up to a total of $10,000. These enhancements can lead to substantial savings on your insurance premiums, making this a smart long-term investment. Taking proactive steps today reinforces your commitment to safety and ensures that your home remains a secure haven for your family for years to come.
Reimbursement Schedule
| Money Spent | Money Received |
|---|---|
| $0 – $3,000 | $0 – $1,000 |
| $3,001 – $6,000 | $1,001 – $2,000 |
| $6,001 – $9,000 | $2,001 – $3,000 |
| $9,001 – $12,000 | $3,001 – $4,000 |
| $12,001 – $15,000 | $4,001 – $5,000 |
Program Updates and Availability
(As of September, 2024)
The MSFH program is constantly evolving. Currently, the program has awarded all initial inspections. Those who have completed inspections, but not yet submitted grant applications, will need to wait for the portal to reopen. Any applicants with a ‘Submitted’ status will remain in the queue for additional funding. Historically, the Florida legislature has allocated funds to the MSFH program annually. We expect new funding soon!
Home Safety Solutions remains committed to keeping you informed and supported through each stage of your application and implementation process. Whether awaiting funding, scheduling inspections, or applying for the first time, our team is here to assist you every step of the way.
Program Limitations & Additional Information
Specific exclusions apply to the program. Homes valued over $700,000 are not eligible for the program. Another example is townhomes are not eligible for roof improvements.
Additionally, the My Safe Florida Home program has introduced new prioritization requirements. Applications will be accepted and prioritized in 15-day increments. Once all funds have been distributed, no new applications will be received until additional funding is approved. These prioritization requirements will be in the following order: Low-income homeowners age 60+, Low-income homeowners of any age, Moderate-income homeowners age 60+, Moderate-income homeowners of any age, and all other eligible Florida homeowners.
For more details, additional resources, or inquiries, please reach out to Home Safety Solutions or visit the MSFH website.
Choose Home Safety Solutions for Unparalleled Hurricane Protection
As a trusted leader in hurricane protection, Home Safety Solutions is your partner in safeguarding your home. Through the My Safe Florida Home program, we offer comprehensive guidance, financial assistance opportunities, and ongoing support to empower Florida homeowners in protecting their homes and families from hurricanes. Start safeguarding your home today by applying for your FREE Home Wind Mitigation Inspection through MySafeFLHome.com.
Act now and secure your home!
